Template Club is a subscription, giving you access to a library. Your monthly payment does not buy templates but allows you to view and use all of our animations (over 1,200 and growing). We add to this library every month.
You are free to cancel at any time and rejoin at your convenience. If you cancel, you will lose access to the Template Club tier of templates at the end of your billing period. But, you will still retain access to all of the templates included with your initial license purchase.